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MUFG Union Bank Restaurant Finance Portfolio Management Group - Vice President -- Atlanta, Chicago, San Diego or Boston based opportunity in Atlanta, Georgia

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we’re 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Position Summary :

Perform credit analysis and relationship management activities as a member of the Restaurant Finance Group. The Restaurant Finance Group provides financing solutions and advisory services to operating companies, franchisors, and franchisees of regional, national, and multinational restaurant companies. MUFG established the Restaurant Finance Group within its Global Corporate and Investment Bank in 2018 and accelerated its expansion with the addition of 8 industry veterans in 2021.The Restaurant Finance Group has grown significantly over the past year in the Americas with the goal of becoming an industry leader over the next 3 to 5 years.

The Portfolio Manager role involves the following:

  • Perform underwriting activities for new transactions including identifying structural risks and mitigants, evaluating performance trends and repayment capacity and recommending covenant and structure enhancements

  • Actively monitor and manage credit exposure within the Restaurant Finance portfolio including performing due diligence and regularly scheduled reviews and evaluating the borrower’s credit risks and recommending rating assignments to management

  • Maintain relationships with assigned customers

  • Conduct other portfolio management duties relating to the Restaurant Finance portfolio

  • Support and mentor junior team members in the portfolio management process

Key Responsibilities :

  • Model, analyze and report on the credit risks of existing portfolio of corporate loans to restaurant operators, franchisors, and franchisees

  • Preparation of credit applications for existing and new clients in accordance with internal policies and regulations, including the evaluation of company-specific, industry, and regulatory risks

  • Work within deal team environments supporting the development of financing structures and alternatives

  • Provide oversight of loan closing due diligence and documentation working with internal and external counsel

  • Manage waiver, amendments, and other transaction life-cycle events

  • Prepare reporting to senior management on a quarterly, semi-annual, and annual basis

  • Maintain relationships with assigned clients and participate in client meetings

  • Provide support for other special projects relating to the management and governance of the Restaurant Finance loan portfolio

  • Provide feedback and oversight by reviewing work product from junior team members for completeness and accuracy

Role can be based in: Atlanta, Chicago, San Diego or Boston

Requirements:

  • A bachelor degree

  • A minimum of 5+ years work experience in corporate or commercial banking; preferably with experience in the restaurant and/or multi-unit retail industries

  • In-depth knowledge of general corporate credit analysis, credit and risk management.

  • Ability to work with financial models to assess a restaurant company’s financial strength and repayment ability

  • In-depth knowledge of loan documentation

  • Strong written, verbal, and interpersonal skills

  • Strong computer skills in Microsoft Excel, Word, and PowerPoint

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.

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