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MUFG Union Bank Core Banking Business Analyst, AML in Charlotte, North Carolina


Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2020).In the Americas, we’re 13,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, developing positive relationships built on integrity and respect. It’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. We’re a team that accepts responsibility for the future by asking the tough questions and owning the solutions. Join MUFG and be empowered to make your voice heard and your actions count.

Core Banking Business Analyst Specializing in AML

Job Summary

Operations & Technology for the Americas (Ops & Tech) plays a major role in MUFG’s transformation to become the world’s most trusted financial group. Its 3,700 colleagues specialize in process engineering, software development, enterprise information management, technology operations, operational risk management, and project management. The goal is to deliver superior solutions to our partners at the quality they define and to be, above all, trusted stewards of the bank's computing assets and processes.

This role will be part of our Business Solutions organization within the Operations & Process Excellence group. The Business Solutions group is comprised of 40 business analysts who cover various product areas of the bank’s core banking system (e.g. Deposit, Loans, Treasury, etc.). The Business Solutions team reports into the Head of Operations and partners with business enablement technology, line of businesses, operation end users and compliance to execute on the bank’s strategic priorities. This role will collaborate with the Director in Business Solutions and will cross functionally align into a newly established team within BST that covers Anti-Money Laundering (AML) aspects of core banking. This role will specifically serve as a IT project liaison between operations and the Global Financial Crimes Division (GFCD), executing on end users activities related to requirements creation, system design, end user testing and implementation.

Overall accountability / functional oversight

The BST AML team specifically acts as the bridge between operations and GFCD, specifically supporting five areas of compliance related matters: Data Privacy, Data Quality Management, Know Your Customer (KYC), Transaction Filtering, and Transaction Monitoring. This role will provide direct support for the areas of Data Privacy and KYC, with secondary support to Transaction Monitoring areas. As a project support analyst, you will need to balance project execution and production support to ensure appropriate deliverables are meant on time and with high quality.


  • Develop and maintain a compliance framework for ensuring all operation driven projects are reviewed and made consistent for GFCD related policies, specifically in the area of Privacy / Transaction Monitoring

  • Drive the remediation of Data Privacy issues for MUFG’s U.S. foreign banking branch, related to cross border data movement, specifically creating As Is & Future State workflows, creating proof of concept system designs, and documenting business requirements related to the overall target operating model

  • Lead the investigation of downstream system data privacy issues, by analyzing the exposure of key data elements exposed in systems that are used by offshore users

  • Implement a framework to facilitate ongoing control and review of security access profiles for systems whose data is shared offshore, facilitating an annual review and challenge process to maintain an appropriate level of data access control

  • Coordinate with First Line of Defense for customer onboarding to ensure appropriate data collection requirements are integrated into the Global Compliance KYC Program, and support implementation activities (design, testing, and implementation)

  • Support the AML track lead in the area of Transaction Monitoring, specifically including the initial documentation of product debit/credit flows and subsequent annual reassessments investigations

  • Participate in monthly business review sessions with Operations and GFCD to ensure appropriate cross project control, production coordination, and overall consistency of upstream and downstream user interactions

  • Engage with GFCD technology on monthly basis to support routine activities related to the core banking system, including supporting TMS alert tuning, introduction of new TMS alert monitoring, or other relevant GFCD AML maintenance activities


  • Require Bachelor’s degree with specific focus on Business Administration, Finance, Economics, or Accounting

  • Prefer advanced degree in related IT or Business discipline (E.g. Business Administration, Finance, Economics, Computer Science, Management Information Systems, etc.)

  • Prefer relevant certifications such as Business Analysis, PMP, CAPM, CAMS, Agile Product Management, or other relevant certifications

  • Require 5-6 years’ experience in traditional corporate banking financial institution in the role of operations, IT, or compliance specifically working with core banking product concepts

  • Prefer prior experience working in a consulting capacity, servicing the financial service industry in the area of Anti-Money Laundering

  • Require prior experience driving or participating in large IT project management within a user capacity, specifically executing on requirements creation, design review, user test planning, and system migration/implementation

  • Require prior experience performing AML system implementation or migration, specifically working with the data staging area and product mapping portion of alert creation

  • Working knowledge of system access entitlement control settings and configurations, including how security access profiles are structured

  • Strong organizational and communication skills to accurately translate bi-directionally between operations and compliance end users

  • Track record working in matrix organization and ability to horizontally and vertically cut across the organization to deliver on well-rounded and quality driven deliverables

  • Willingness and flexibility to meet tight deadlines, and high level of emotional intelligence to appropriate create deliverables that deliver a consolidated voice of all partners

The above statements are intended to describe the general nature and level of the work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified .

We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Job: Technology

Primary Location: NORTH CAROLINA-Charlotte

Schedule Full Time

Shift Day

Req ID: 10039658-WD