MUFG Union Bank Restaurant Finance Portfolio Management Group - Vice President -- Atlanta, Chicago, San Diego or Boston based opportunity in Chicago, Illinois
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Position Summary :
Perform credit analysis and relationship management activities as a member of the Restaurant Finance Group. The Restaurant Finance Group provides financing solutions and advisory services to operating companies, franchisors, and franchisees of regional, national, and multinational restaurant companies. MUFG established the Restaurant Finance Group within its Global Corporate and Investment Bank in 2018 and accelerated its expansion with the addition of 8 industry veterans in 2021.The Restaurant Finance Group has grown significantly over the past year in the Americas with the goal of becoming an industry leader over the next 3 to 5 years.
The Portfolio Manager role involves the following:
Perform underwriting activities for new transactions including identifying structural risks and mitigants, evaluating performance trends and repayment capacity and recommending covenant and structure enhancements
Actively monitor and manage credit exposure within the Restaurant Finance portfolio including performing due diligence and regularly scheduled reviews and evaluating the borrower’s credit risks and recommending rating assignments to management
Maintain relationships with assigned customers
Conduct other portfolio management duties relating to the Restaurant Finance portfolio
Support and mentor junior team members in the portfolio management process
Key Responsibilities :
Model, analyze and report on the credit risks of existing portfolio of corporate loans to restaurant operators, franchisors, and franchisees
Preparation of credit applications for existing and new clients in accordance with internal policies and regulations, including the evaluation of company-specific, industry, and regulatory risks
Work within deal team environments supporting the development of financing structures and alternatives
Provide oversight of loan closing due diligence and documentation working with internal and external counsel
Manage waiver, amendments, and other transaction life-cycle events
Prepare reporting to senior management on a quarterly, semi-annual, and annual basis
Maintain relationships with assigned clients and participate in client meetings
Provide support for other special projects relating to the management and governance of the Restaurant Finance loan portfolio
Provide feedback and oversight by reviewing work product from junior team members for completeness and accuracy
Role can be based in: Atlanta, Chicago, San Diego or Boston
A bachelor degree
A minimum of 5+ years work experience in corporate or commercial banking; preferably with experience in the restaurant and/or multi-unit retail industries
In-depth knowledge of general corporate credit analysis, credit and risk management.
Ability to work with financial models to assess a restaurant company’s financial strength and repayment ability
In-depth knowledge of loan documentation
Strong written, verbal, and interpersonal skills
Strong computer skills in Microsoft Excel, Word, and PowerPoint
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
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Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.