MUFG Union Bank Jobs

Mobile mufg Logo

Job Information

MUFG Union Bank Portfolio Management Group (PMG) Credit Analyst – Oil & Gas Banking Houston based in Houston, Texas

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we’re 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

This is a hybrid position. There are flexible work from home options available. A member of our recruitment team will discuss the options with you in more detail.

Portfolio Management Group (PMG) Credit Analyst – Oil & Gas Banking Houston based

Overall Purpose of Job:

Support Portfolio Management group and handle credit coverage for non-investment corporate, leverage finance clients in our Oil & Gas (O&G) vertical, which includes upstream (inclusive of reserve-based lending, downstream and midstream O&G clients.

The Analyst will be a corporate finance professional, supporting non-investment grade, leverage finance coverage across the O&G vertical lending business. Critical function of assessing risk factors associated with a credit and determining appropriate rating based on established policies and guidelines. Responsibilities will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of portfolio names, monitoring for potential upgrading, down-grading & credit deterioration with the goal of maximizing net income and reducing credit costs.

Responsibilities:

  • Support the management of the O&G industry vertical corporate loan portfolio

  • Perform due diligence and regularly scheduled evaluation of loan portfolio

  • Support preparation of detailed credit analyses and required credit application according to policy, including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure

  • Modeling skills required for both credit application process and quarterly credit watch presentations

  • Responsible for the coordination and communication of account information across various constituencies throughout the organization

  • Responsible for knowledge of country/risk factors on a macro level

  • Responsible for knowledge the O&G industry and all current events in assigned portfolio utilizing internal and external sources

  • Oversight of covenants compliance database and facility closing due diligence, including documentation

  • Attend Relationship Manager customer meetings, when appropriate

  • Special projects as assigned

Advanced Credit/Underwriting Solutions:

  • Work within deal team environment (with GRM, Syndications & Mitsubishi UFJ Securities) supporting Senior PM’s in the development and analysis of financing structures/strategies to support/identify capital markets and corporate liability management opportunities

  • Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business development needs

  • Understand and maintain base industry knowledge of industries represented in portfolio, including technical aspects, regulatory issues and unique credit product activity

  • Participate in client and bank meetings as necessary

Policy and Deal Advocacy:

  • Supporting the Senior PM, communicate and negotiate with credit division for transaction approval, including final hold level strategies to ensure alignment of risk strategy and policy

  • Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level

  • Ensure compliance with policy and regulatory requirements

Requirements:

  • A Bachelor degree, a CFA Level 1, 2 or 3 is a decisive asset

  • A minimum of 1 year of experience in a related role

  • Solid credit & analytical background

  • Strong financial spreading/modeling skills

  • Completion of formal credit-training program at a money center bank is preferred

  • Strong written, verbal and interpersonal skills

  • Proficient computer skills in Microsoft Word, Excel, and Access

  • Able to work independently and under pressure

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

#LI-Hybrid

DirectEmployers