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MUFG Union Bank Assistant Vice president - KYC FI Specialist in London, United Kingdom

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we’re 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

In MUFG, we are committed to being the world’s most trusted financial group. As part of our commitment, in our Global Financial Crime Directorate (GFCD), we are consolidating and improving key elements of our global financial crime detection and prevention operations.

This will enable us to increase and enhance the effectiveness of our operational financial crime prevention and detection expertise and oversight, by consolidating and focusing the knowledge, capabilities, insight and experience of our people along with refined and improved processes, training and technologies.

We want to work with ambitious, energetic, service-focused people with experience of working in Financial Crime, who are dedicated to protecting our customers – and the wider global economy, while developing world-class anti-money laundering (AML) and know-your-customer (KYC) skills and capabilities




As a member of Financial Crimes Office for EMEA (“FCOE”), you will contribute to:

  • Driving the implementation of MUFG’s Financial Crime risk appetite, policies and standards

  • Delivering high-quality and pro-active support to business activities, assisting the firm to do business in the right way and to grow its business-footprint.

  • Ensuring key processes are run efficiently to deliver quality and reliable information, to support the firm’s business growth and control procedures. Developing and integrating these processes with the equivalents in BTMU to deliver a first-class EMEA team.

  • Deliver risk-based assurance to the firm’s senior management and the Group through independent challenge and quality reporting.


This is a second line FI EDD SME role supporting the management of High Risk reviews of FI clients including Correspondent Banks. The individual will have a sound understanding of the risk factors arising from FI clients and those which distinguish FI and Correspondent Banking products from other services utilized by such customers.

In this role, you will be responsible for Financial Crime Risk Management across MUFG’s banking arm and securities business under a dual-hat arrangement. Under this arrangement, you may act and make decisions on behalf of both the bank and the securities business, subject to the same remit and level of authority, and irrespective of the entity which employs you.

Key responsibilities include:

  • Conducting Financial Crime AML Risk reviews and maintaining oversight of 1st line EDD KYC activity, relating to new business cases, periodic and event driven reviews, with focus of FI clients.

  • Ensuring risk reviews are conducted thoroughly and in a timely manner whilst ensuring correct implementation of the FI Standards across relevant business units.

  • Acting as point of contact for EMEA Offices, supporting ad hoc FI AML Advisory requests including standards/ policy related queries and inbound due diligence requests from other banks.

  • Managing KYC escalations from Front Office, including making risk recommendations & preparing escalation memos for sign off by Head of KYC and/or the MLRO.

  • Review of regulatory guidance and draft summaries.

  • AML and KYC inbox management.

  • Reviewing and updating procedures in line with UK, EU and Japanese regulatory and legal requirements.

  • Contribute to the testing and monitoring of the activities of the firms’ clients and transactions to help minimise the risk that the group is used for financial crime.

In addition to the duties described above, you will contribute to the work of GFCD London in any other ways reasonably expected, including memberships of projects and working groups and assisting with other priorities in the department or group as a whole.


  • Minimum AML experience essential;

  • Experience of performing EDD on Financial Institution and Correspondent Banking clients;

  • Experience of KYC quality checking and/or assurance testing required.


  • Knowledge of KYC and the regulatory environment;

  • General understanding of IT systems used in the KYC area.


Excellent communication skills

Results driven, with a strong sense of accountability

A proactive, motivated approach.

The ability to operate with urgency and prioritise work accordingly

Strong decision making skills, the ability to demonstrate sound judgement

A structured and logical approach to work

Strong problem solving skills

Excellent interpersonal skills

The ability to manage large workloads and tight deadlines

Excellent attention to detail and accuracy

A calm approach, with the ability to perform well in a pressurised environment


The role holder will be assessed in accordance with their employing entity’s performance framework and process with relevant input obtained from the dual hatting entity as relevant.

As duties and responsibilities change, the job description will be reviewed and emended in consultation with the role holder. The role holder will carry out other duties as are within the scope, spirit and purpose of the role as requested by their line manager or Department Head.


  • The role holder will have responsibilities for both MUFG Bank and MUFG Securities EMEA plc.

  • The role holder will be required to perform their duties and responsibilities on an entity neutral basis, without favour.

  • The role holder is required to follow regulatory requirements applicable to ensure each business is appropriately supported and to maintain the legal entity integrity of each of MUFG Bank and MUS.

  • Working terms are dictated by functional mandates, the terms of the Dual-Hat Arrangement Agreement in place between MUFG Bank and MUFG Securities EMEA plc and any other relevant agreements entered into between MUFG Bank and MUFG Securities EMEA plc.

  • The role holder will have responsibility for identifying and resolving where there may be a difference or conflict in needs between MUFG Bank and MUFG Securities EMEA plc, escalating to their manager where required.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.