MUFG Union Bank Asset Based Finance (ABF), Portfolio Management, Analyst in Los Angeles, California
Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018). In the Americas, we’re 13,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, developing positive relationships built on integrity and respect. It’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. We’re a team that accepts responsibility for the future by asking the tough questions and owning the solutions. Join MUFG and be empowered to make your voice heard and your actions count.
Job Summary / Major Responsibilities:
Responsible for knowledge of particular industries and all current events utilizing internal and external sources.
Assisting with the management of a segment of an industry vertical or primarily investment grade general commercial loan portfolio.
Prepare detailed credit analyses and required credit application according to policy, including evaluation of loan purpose and structure, repayment sources, corporate, regulatory and industry risk, liquidity, asset protection, historical and projected operating performance and capital structure.
Responsible for proactive coordination with execution team and Loan Transaction Unit for proper booking of newly assigned accounts.
Continuously identify opportunities to enhance Credit Risk reporting and processes.
Timely production of reports for effective performance.
Assist in management and control of credit applications.
Facilitate the approval process for credit actions and loan sales as appropriate.
Coordinate the Self-Assessment process to establish the loan loss reserves.
Maintain and monitor compliance reporting requirements.
At least 1 year of experience in banking or financial services.
Portfolio management or credit underwriting experience; knowledge of refinancing loans a plus
Sound knowledge of finance, accounting, legal/documentation, and administration
Excellent communication and networking skills.
Proficient in MS Word, Excel, PowerPoint, and Access.
Strong administrative skills, knowledge of loan administration and accounting procedures.
Knowledge of FED and FSA requirements regarding write-off and reserves on problem loans preferred.
Excellent analytic and quantitative skills.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.
A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.
Primary Location: CALIFORNIA-Los Angeles
Schedule Full Time
Req ID: 10041922-WD