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MUFG Union Bank Credit Officer Project Finance, Vice President- Hybrid in Los Angeles, California

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we’re 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

This is a hybrid position. The selected colleague will work at an MUFG office an average of two to three days per week with the remainder worked remotely.

Daily Responsibilities:

(1) Active portfolio management of designated customers ・ Responsible for the management of a portfolio as a senior analyst. ・ Perform due diligence and regularly scheduled reviews. ・ Analyze credit risk of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management. ・ Prepare detailed credit analysis and credit applications in accordance with GCP, Credit Rules for Overseas Offices and company's Procedure Manual, evaluating the borrower’s industry/business/legal/financial risks and recommending extensions of credit to management. ・ Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions. ・ Maintain direct communication with assigned customers.

(2) Deal Support ・ Work with business lines/product groups to identify prospective transactions ・ Identify structural risks and mitigates in prospective transactions and recommend/enhance structuring of deals and covenant in line with policies and procedures. ・ Advises account officers on credit risk issues/terms and conditions to create a best possible deal with a goal of maximizing profit and minimizing credit cost. ・ Directly and independently communicate with credit division and ensure it is provided with all related information/analysis pertinent to making a decision with little support from management.

(3) Policy Compliance ・ Ensure compliance with external regulatory/internal policy and procedural requirements ・ Participate in ad-hoc policy meetings to enhance organization wide credit risk framework.

(4) Support and mentor junior analysts in credit risk management process ・ Train and support junior analysts on OJT basis as assigned by MD or VP/Team Leader. ・ Guide junior analysis in completing complex assignments. ・ Study, develop and enhance analytical skills of the team through close communication.

• 7-10 years work experience in financial institutions or equivalent in credit and risk related function analyzing general corporate customers. Minimum of 3 years experience in analyzing large corporations with revenues over $1 billion and conducting due diligence on such corporations, developing working relationships with customer’s senior management.

• In depth knowledge of general corporate credit analysis, credit and risk management

• Ability to build complex financial modeling to assess the customer’s repayment ability.

• Minimum of 2 years experience in analyzing/supporting investment banking products including asset based lending (securitization, leasing), trade finance and understanding of structure risks inherent in such finance.

• Experience in underwriting M&A finance, and ability in conducting merger and valuation analysis.

• In depth knowledge of loan documentation and structural risks in corporate finance.

• Minimum of 3 years experience in global relationship management at major money center banks.

• Understanding regulatory environment both in Japan (FSA, BOJ) and the U.S. (FRB, FDIC). CIB Staff provide administrative support to BTMUS Registered Representative

The typical base pay range for this role is between $140,000-$170,000 depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

#LI-Hybrid

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

  • Client Centric

  • People Focused

  • Listen Up. Speak Up.

  • Innovate & Simplify

  • Own & Execute

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