MUFG Union Bank Credit Risk Executive - Project Finance, Vice President in Los Angeles, California
Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we’re 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
This is a hybrid position. There are flexible work from home options available. A member of our recruitment team will discuss the options with you in more detail.
Responsible for credit risk underwriting/management for new and existing project finance transactions, and to lesser extent corporate transactions, in the renewable energy, thermal power, natural resource, and infrastructure sectors in North and South America. Discuss prospective transactions with deal teams and provide feedback on credit and structuring issues. Provide recommendations to credit approvers, and monitor/manage credit exposure within portfolios and individual accounts. Candidate should have solid experience performing independent credit analysis including analysis of project financing transactions.
(1) Credit recommendations to management
Evaluate credit proposals and business screening memos and make written credit recommendations to management.
Identify structural risks and mitigants in prospective transactions and recommend/enhance structuring of deals and covenants in line with policies and procedures.
Maintain strong two-way dialogue with deal teams and portfolio management on credit risk issues/terms and conditions with a goal of balancing business opportunity with prudent risk taking.
Communicate with other credit divisions to obtain necessary information/comments to support making a credit decision.
(2) Active portfolio monitoring of designated customers
Responsible for monitoring and ongoing credit review of individual exposures through regular/ad-hoc credit review process.
Evaluate credit review applications within a designated portfolio, determine accurate ratings and make recommendations to management. Monitor lower-rated and problem loans on a more frequent basis.
Conduct site visits and due diligence and attend bank/customer meetings as required.
Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions.
Engage in special projects including preparing monitoring reports, deal comparison tables, policy/guideline reviews, etc.
(3) Policy Compliance
- Ensure compliance with external regulatory/internal policy and procedural requirements.
Strong analytical skills, written and verbal communication skills, and time-management and organizational skills.
In-depth knowledge of credit and risk principles, as well as relevant financial products.
5+ years of experience in financial institutions and/or rating agencies in credit, risk-related functions, or project finance.
Demonstrated experience/knowledge covering relevant industry sectors and finance including structure/financial/cashflow analysis.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.
Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
Our Culture Principles
Listen Up. Speak Up.
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Own & Execute