MUFG Union Bank Analyst, Portfolio Management Group-Leveraged Finance in New York, New York
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Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we’re 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
This is a hybrid position. There are flexible work from home options available. A member of our recruitment team will discuss the options with you in more detail.
Overall Purpose of Job:
Support credit analysis within Portfolio Management Group – Leveraged Finance. Provide credit coverage for non-investment grade private equity owned corporate borrowers.
Analyst will be a corporate finance professional, supporting non-investment grade credit analysis for Sponsor-Led transactions. Critical functions include assessing risk factors associated with each credit and determining the appropriate risk ratings based on established policies and guidelines. Responsibilities will include supporting active credit management utilizing solid credit and analytical skills, including monitoring credits for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank’s net income while minimizing credit costs.
Support the credit analysis and management of the Sponsor-Led loan portfolio
Perform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolio
Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks; and company historical operating performance, projected operating performance and capital structure.
Modeling skills required for both the credit application process and quarterly review presentations.
Responsible for the coordination and communication of account information across various constituencies throughout the organization.
Responsible for knowledge of particular industries and all current events in assigned portfolio utilizing internal and external sources.
Oversight of facility closing due diligence, including documentation.
Attend client meetings when appropriate.
Special projects as assigned.
Advanced Credit/Underwriting Solutions:
Work within deal team environment (with GRM, Corporate Advisory, Capital Markets, and Syndications) supporting the development and analysis of financing structures/strategies.
Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business development needs.
Support credit analysis for structured credit transactions (derivatives transactions, receivable securitizations).
Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues.
Participate in client and bank meetings as necessary.
Policy and Deal Advocacy:
Support the communication with the credit approval division including final hold level strategies to ensure alignment of risk strategy and policy.
Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level.
Ensure compliance with policy and regulatory requirements.
Bachelor’s degree, CFA or MBA is a plus.
Solid credit and analytical background, including experience in a related role.
Completion of formal credit-training program at a money center bank is preferred.
Strong written, verbal and interpersonal skills.
Strong financial spreading/modeling skills required.
Good computer skills in Microsoft Word, Access and Excel.
Able to work independently and under pressure.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.
Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.