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MUFG Union Bank Sr. Consumer Credit Loan Processor in Sacramento, California

Sr. Consumer Credit Loan Processor - 10042205-WD


Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2020). In the Americas, we’re 13,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, developing positive relationships built on integrity and respect. It’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. We’re a team that accepts responsibility for the future by asking the tough questions and owning the solutions. Join MUFG and be empowered to make your voice heard and your actions count.

Job Description:

The primary function of the Loan Processor is to ensure the timely and accurate packaging of all loans originated through Retail, Wholesale, Home Equity and/or Alternative Delivery Channel originations.

Responsibilities include:

  • Gathering information and taking each file from pre-approval to closing Inputting proper loan information into the system for processing.

  • Ensuring that all loan documentation is complete accurate verified and complies with company policy.

  • Preparing application for submittal to underwriting.

  • Reviewing file documentation and making sure all items needed are requested.

  • Reviewing file documentation and making sure all items needed are requested.

  • Communicating with the consumers, mortgage consultants and/or brokers on loan status and collecting additional documentation to clear conditions.

Role Attributes:

  • Filing, recording, and organizing documentation associated with a loan.

  • May assist in reviewing or ensuring proper documentation or procedures or output of more complex activities.

  • May work on more complex projects with assistance and oversight of managers.

  • May be expected to maintain direct contact with Mortgage Consultants, Brokers or Consumers.

  • May be required to obtain and maintain Lending Authority levels Primary focus of role is on day-to-day deliverables, developing and delivering upon subject expertise.

  • May train and mentor junior staff, however, does not have direct management responsibility (i.e., does not hire / terminate staff).



  • Incumbent will typically have more than 4 years’ experience with a strong knowledge of the business and general office skills.

  • NMLS Registration is required

This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Job : Operations

Primary Location : CALIFORNIA-Sacramento

Job Posting : Mar 24, 2021, 9:08:20 AM

Shift: : Day

Schedule: : Full Time

Req ID: 10042205-WD