MUFG Union Bank Commercial Credit Underwriter, Vice President in Tempe, Arizona
Are you passionate about creating an exceptional client experience?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018). In the Americas, we’re 14,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, developing positive relationships built on integrity and respect. It’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. We’re a team that accepts responsibility for the future by asking the tough questions and owning the solutions. Join MUFG and be empowered to make your voice heard and your actions count.
Provide commercial credit underwriting support to Business Banking. Work closely with the Senior Credit Manager Team Leader to structure transactions and assess risks along with the collaboration of the Relationship Managers. Play an integral role in ensuring data integrity of the portfolio and establishing appropriate risk.
Manage a portfolio of commercial credits focusing on the underwriting of new real estate and C&I loans for borrowers in the Business Banking Market. This may also include borrowers with higher risk profiles.
Ensure that portfolio management is consistent with Bank's current policies and practices. Interface with Market Presidents, Relationship Managers and Credit Administration to ensure credits fit within Bank's credit risk appetite.
Maintain regular contact with Relationship Managers to ensure customer satisfaction.
Effectively manage and monitor risks of the portfolio including appropriate risk grading.
Demonstrates knowledge of and is sensitive to the current regulatory environment; adheres to the Bank's Risk Vision, and risk management policies and programs; recognizes and proactively addresses risk (including but not limited to those associated with Bank Secrecy Act, anti-money laundering, consumer compliance, fair lending, fiduciary responsibilities, and privacy); identifies and appropriately manages risk.
Participate in the ongoing Quality Control process.
Responsible for data integrity of the portfolio.
Assist in the coaching and training of Credit Associates and Credit Executives.
Participate in special projects and task forces as needed.
Typically requires a BA or BS degree plus at least 10 years of credit underwriting experience.
C&I experience a plus.
Strong verbal and written skills.
Excellent credit skills.
Effective interpersonal skills.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.
A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.
Primary Location: CALIFORNIA-Irvine
Other Locations: CALIFORNIA-San Diego, ARIZONA-Tempe
Schedule Full Time
Req ID: 10040662-WD