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MUFG Union Bank Lending Compliance Analyst - Modeling & Analytics in Tempe, Arizona

Lending Compliance Analyst - Modeling & Analytics - 10044718-WD


Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2020). In the Americas, we’re 13,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, developing positive relationships built on integrity and respect. It’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed, and agility. We’re a team that accepts responsibility for the future by asking the tough questions and owning the solutions. Join MUFG and be empowered to make your voice heard and your actions count.

Job Summary:

Reporting to the Director of Lending Compliance, the Analyst is responsible for performing and developing statistical/econometric Fair Lending (FL) models and methods for assessing the impact of pricing, underwriting, redlining and other Fair Lending risks. In addition, develop and provide statistical/econometric support for special projects and strategic initiatives in assessing fair lending impact and reputation risk.

Major Responsibilities:

  • Develop the FL statistical monitoring activities and make ongoing changes relative to business initiatives.

  • Support business units with data analysis and reports using HMDA and other relevant data to provide insight and measure FL performance.

  • Develop ad hoc models for the support of special projects and strategic initiatives in analyzing fair lending impact.

  • Provide subject matter expertise in reviewing models developed by lines of businesses (LOBs) for Fair Lending impact.

  • Conduct descriptive statistical analyses (non-regression based), including HMDA Fair Lending Key Risk Indicators such as Denial Disparity index, Rate Spread Disparity.

  • Perform data analysis and collection in response to media, advocacy groups, regulatory inquiries, and legal requests.

  • Work with Modeling and Analysis vendors to ensure that the testing protocols utilize appropriate underwriting and pricing policies.



  • Typically requires a bachelor’s degree (or higher) in statistics /quantitative field, plus at least 2 years of related experience in the financial services industry.

  • Exceptional skills in quantitative methods and computer technology, including statistical analysis, and computer modeling, are necessary. Technically sound in statistics and quantitative analysis with the ability to translate strategic concepts into practical reality.

  • Very strong, demonstrated organizational skills is a must.

  • Outstanding problem-solving skills.

  • Robust analytical skills and lateral thinking ability to identify underlying issues.

  • Pragmatic and creative depending on the situation, and effective in making the tradeoffs between reaching the perfect solution vs. a good, manageable solution.

  • Outstanding communication skills via meetings, presentations, reports, and ad hoc conversations.

  • Very strong PC skills and financial analysis skills. Proficiency in Excel/MS Office, MS Access, and statistical software, such as SAS required or Excel for model building purposes.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.

We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses

Job : Compliance

Primary Location : TEXAS-Irving

Other Locations : ARIZONA-Tempe

Job Posting : Jun 30, 2021, 11:34:46 AM

Shift: : Day

Schedule: : Full Time

Req ID: 10044718-WD