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MUFG Union Bank Sr. Enterprise Risk Management Specialist (Risk Appetite) - Hybrid (CA, AZ, NC, NY) in Tempe, Arizona

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we’re 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

This is a hybrid position. There are flexible work from home options available. A member of our recruitment team will discuss the options with you in more detail.

Job Summary:

Reporting to a Director within the Risk Governance team, the Senior Enterprise Risk Management (ERM) Specialist will advance the MUFG Americas’ Risk Management culture, structure, processes and tools in support of MUFG Americas’ Risk Governance Programs. This position is part of a team of risk professionals responsible for supporting MUFG America’ Risk Governance Framework, which may also include validation of its effectiveness.

This position is expected to provide significant prior expertise and analysis to the Risk Governance team in one or more of the following areas: Risk Identification, Risk Inventory; Risk Appetite; Capital Planning; CCAR and Stress-Testing; Bank Risk and Capital Regulation and Regulatory supervision; Financial Institution Enterprise Risk Management processes and tools, including GRC tools; and other relevant expertise.

The individual in this role will assist the Risk Governance team in the design, development, implementation and execution of the strategy, policies, standards, processes, and tools necessary to operationalize and enhance MUFG Americas’ Risk Governance Framework in collaboration with Risk Governance team members and with other groups across the company. Additionally, the person in this role will gather, analyze, aggregate and report on risk data and information to senior management. The work of the Senior ERM Specialist may span across all risk types throughout the Enterprise.

Major Responsibilities:

Risk Appetite:

The Company has adopted a risk appetite program that encompasses the Company’s overall approach through which risk appetite is established, communicated and monitored.

With limited direction from management, this position will:

  • Assist in the ongoing enhancement and development of the Risk Appetite program including policies, standards, processes, controls, and systems for managing the Company’s risk appetite program

  • Build out the current Risk Appetite foundation to ensure strong coordination with the 2nd line risk management teams as well as risk measurement teams

  • Continue the expansion of the Risk Appetite program to encompass the entities across the Americas in support of applicable regulations, including Enhanced Prudential Standards and Heightened Standards.

  • Work closely with the various Lines of Business in socializing and continuous improvement of the Risk Appetite program including regular reporting.

Enterprise Risk Management Analysis:

With limited direction from management, this position will:

  • Develop, implement, and maintain ongoing risk analyses to Risk Governance and other senior management.

  • Lead key aspects of designing, developing, implementing, and maintaining policies, standards, processes, systems, tools, and reporting to support and enhance the Risk Governance Framework.

  • Gather, analyze, aggregate, and report on enterprise risk to senior management and governance committees.

  • Design, develop, prepare, and maintain periodic risk reports or presentations to communicate risks, trends, strategies, and potential issues.

  • Lead workshops, meetings, and other forums for coordination and information-gathering with appropriate parties across the Bank.

  • Develop solutions to analytical, implementation, and/or execution problems.

  • Evaluate, document, support and understand team deliverables and how they relate to the Enterprise Risk Management/Risk Governance initiatives.

Additional Information:

  • Ability to set and develop strategic goals and techniques for an assignment and effectively communicate this to all involved team members.

  • Excellent critical thinking, problem-solving, and writing skills, and demonstrated ability to describe technical topics to a non-technical audience.

  • Ability to understand risk data and liaise with colleagues in and outside of the Risk Management team including Finance, Treasury, Human Resources, and other areas.

  • Generate and maintain documentation to support compliance with regulatory requirements.

  • Manage records, data, and documentation for internal and regulatory communication.

  • Strong focus on accuracy and reliability.

  • Strong record of effective teamwork.

  • Responsible for the coaching and supervision of junior staff members on the team and indirectly though project teams.

  • Solid understanding of MS Office Suite, MS Project, Visio, SQL/Access or other database software.

Degree and Experience:

  • Bachelor's degree from a an accredited college or university, preferably in an analytical area.

  • Minimum of 5 years of experience in similar work with demonstrated success and progressively more responsibilities.

  • Education or experience to evidence analysis and maintenance of risk or accounting data in the banking industry.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.