MUFG Associate, Project Finance - Structured Finance, Portfolio Management in Singapore
Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
Purpose of the Role:
You will be a part of the Asian Investment Banking Division (“AIBD”) that sits in the front line, responsible for the promotion of Corporate & Investment Banking (“CIB”) products and services in the Asia and Oceania region, covering both Global Corporates and Japanese Corporates. The Portfolio Management department is a key function in AIBD that takes over the management of structured loans originated in AIBD, including real estate, oil and gas, infrastructure, renewables, energy and utilities, to monitor and enhance the credit quality of the portfolio through direct engagement of external and internal stakeholders and through credit risk assessment and support.
Your role will entail managing a portfolio of structured finance assets across Asia originated in Project Finance (power, natural resources, and infrastructure) and Shipping Finance. A key objective of the role is to provide strategic insight to the portfolio as first line of defense.
You will play an important role in our team by taking on responsibilities that include (but are not limited to):
Client Management and Strategy
Active management of the overall risk profile of assets throughout project life, including ongoing monitoring of client and project conditions, proactive risk identification, recommendation of risk mitigants, and Management reporting.
Implementation of solutions through stakeholder negotiations with clients, bank syndicates, external specialist advisors and internal stakeholders including negotiation of waiver terms and amendment documents.
Co-work with Origination team in the arrangement of refinancing transaction, such as deal execution, negotiation, documentation review.
Support the execution of work-out transactions, including restructuring terms, negotiation, preparing financial models, negotiate documentation.
Maintenance of good client relationships through regular direct contact with clients to represent the business objectives to resolve issues while managing customer needs.
Portfolio Management, Credit Risk Analysis and Reporting
Work on portfolio strategies, including the performance of stress testing, sector analysis and other portfolio analysis
Assessment and execution of secondary loan sales in collaboration with the MUFG Distribution Team
Preparation and oversight of borrower rating, credit applications and reviews
Preparation and oversight of Management, Head Office and Regulatory Reporting
Preparation and coordination of internal and external audits, and inspections
Implementation of strategic initiatives, including enhancements to the credit monitoring process to improve business efficiency.
Supporting the Head of Department in overall management of the portfolio and sector coverage.
Experience in banking, financial services, consulting or similar industries
Experience in credit or financial analysis or credit management
Minimum 5 years of related experience in credit analysis, credit writing, recommendation to credit committee or being a credit approver.
3 years of cashflow or financial modelling know-how.
Understanding of banking products, credit risk, financial analysis, critical and data analysis, impact sensitivity studies, options analysis, financing documentation and legal considerations.
Degree in Finance, Banking Accounting, or related discipline would be beneficial.
Experience in Project Finance, or structured product financing would be advantageous. Including sector knowledge in power, natural resources and infrastructure.
Good technical skills, a strategic mindset and business acumen.
Good organisation skills and attention to detail and accuracy.
Good communication and writing skills.
Proactive, resourceful and a good team player, with ability to build rapport with internal and external parties.
We regret to inform that only shortlisted applicants will be notified.
MUFG Bank Ltd & MUFG Securities Asia Limited (collectively referred to as “MUFG”) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
Our Culture Principles
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute