MUFG Union Bank AVP in United States
Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we’re 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
MUFG (Mitsubishi UFJ Financial Group) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with around 2,300 offices in over 50 countries including the Americas, Europe, the Middle East and Africa, Asia and Oceania. The group has over 150,000 employees, offering services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.
As one of the top financial groups globally with a vision to be “the world's most trusted financial group”, we want to attract, nurture and retain the most talented individuals in the market. The size and range of MUFG's global business creates opportunities for our employees to stretch themselves and reap the rewards, whilst our common values, to behave with integrity and responsibility, and to build a culture which is fair, transparent, and honest, underpin everything that we do. We aim to be the financial partner of choice for our clients, whatever their requirements, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
MUFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: MTU) stock exchanges. The group’s operating companies include, but are not limited to, MUFG Bank, Mitsubishi UFJ Trust and Banking (Japan's leading trust bank), Mitsubishi UFJ Securities Holdings (one of Japan's largest securities firms), and MUFG Americas Holdings.
Please visit our website for more information - mufgemea.com
Overview of CIB Credit for EMEA (“CIB Credit”) :
Virtual credit office, a combination of Credit Office for EMEA and Structured Finance Credit Office for EMEA under single leadership, responsible for corporate banking credit for non-Japanese corporates, non-Japanese FIs, and non-Japanese Sovereigns (collectively Global Corporates), and structured finance.
Overview of Credit Office for EMEA (“ECrO”):
ECrO is a 2nd Line of Defence (“2LoD”) function responsible for corporate banking credit for non-Japanese corporates, non-Japanese FIs, and non- Japanese Sovereigns (collectively Global Corporates).
Its major functions are outlined as follows:
Assessment and management of credit risks and related risks
Assessment and management of country risks
Management of problematic assets
Monitoring, reporting and early action
Portfolio analysis and management
Overview of Structured Finance Credit Office (“SFCO”)
SFCO (formally known as Investment Banking Credit Division) is a 2LoD function responsible for analysing, approving, sanctioning and monitoring the credit quality of structured finance transactions, including;
Structured Trade Finance
Asset-backed Finance (inc. Securitisation)
SFCO is a global department, office being located in Tokyo, New York, Los Angeles, Singapore and London. London office (SFCO (EMEA)) is responsible for the EMEA region and we work closely to ensure global consistency in credit approvals.
Number of Direct Reports
Main Purpose of the Role
To support Group Heads to direct the continuous development of CIB Credit for EMEA’s credit risk framework, risk appetite portfolio monitoring and early warning frameworks in line with shareholders, client and regulatory expectations.
To support Group Heads to manage a portfolio of corporate clients across the Energy sectors.
To support Group Heads to make recommendations to senior management on transaction specific files as well as continuously and actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines.
Conduct credit analysis of certain allocated sectors/products including drafting of credit papers, application of rating methodology, preparation of comparative statistics, graphs and tables under the guidance of senior management.
Monitor/review existing portfolio transactions and make recommendations in terms of credit and rating decisions.
Work on ad-hoc projects, as instructed by Group Head or senior management, to setup/adjust the risk criteria/policy and to improve the quality of portfolio.
Follow the trend, market, and developments in certain allocated sectors/products, EMEA countries, players and financial/legal structures and share those with the team.
Share technical knowledge of certain allocated sectors/products.
As required, prepare reports for Tokyo Head Office and European Headquarters as well as creating credit committee materials.
To comply with all regulatory and compliance procedures.
Responsible for meeting internal policy requirements.
- Good experience working in financial institutions credit division covering Corporate names
Energy sector experience (incl. O&G, Mining, Utilities, Commodity Traders)
Experience in investment banking in credit or front office
Skills and Experience
Functional / Technical Competencies:
Sufficient credit assessment and credit risk management skills
Adequate relevant industry experience with a deep area of credit specialism
In depth knowledge of credit and risk principles, products, derivatives and management
Sufficient experience in dealing with regulatory audits associated to credit
Strong interpersonal skills with ability and experience to communicate to both senior management and junior members of staff.
Education / Qualifications:
- Bachelor Degree
- Masters Degree
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.