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MUFG Vice President, Portfolio Management, Aviation Finance in United States

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

This role is responsible for the risk management of an assigned portfolio of transactions and monitoring of credit and transaction related risks within a AIBD AFD portfolio.

The transactions are originated by origination team in AIBD AFD and may be on a bilateral, club or syndication basis.

Job Responsibilities:


  • To prepare credit reviews, credit applications, waiver requests, borrower ratings which include recommendations, within due dates, in accordance to the Bank’s internal guidelines and credit appetite. When producing the review or application, sound credit analysis, sensitivity analysis on financial models (to ensure it remains accurate and relevant), and examination of the key points and concerns will have to be clearly articulated so the credit offices can understand the key points.

  • To undertake appropriate identification of early warning indicators, risks issues, close monitoring of and reporting on the status of the borrower and underlying project conditions, including escalating to appropriate departments where applicable. To prepare and host monthly Close Watch meetings.

  • Actively managing the overall risk profile of the borrower, effective obligor or transaction and to recommend changes where necessary to mitigate risks.

  • To prepare borrower ratings and cash flow projections in rating reviews.

  • To play an active supporting role on refinancing and potential work-out transactions, where required.

  • To actively support the negotiation of waiver terms and amendment documents, where required.

  • To co-work on secondary loan transfers and loan participation, where required.

  • To prepare regular reports, including but not limited to credit conditions and instructions, action plans, stress tests, sector monitoring reports, Asset Evaluation Sheet, presentations to management or credit committee. To prepare ad-hoc reports related to the portfolio that has a financial impact to the Bank, or as requested by Management/Head Office or Regulators.

  • Coordinate and prepare for internal and external audits or regulatory inspections.

  • Support the Team Leader and HOD in the Team’s operations, administration duties, organizing events as well as to provide back-up support for other team members, when required, as well as to participate in ad-hoc projects under the Bank’s initiatives.

  • Adhere to all company policies as well as guidelines. Including supporting KYC and compliance requirements.

  • Support in maintaining, developing and updating local credit policies to ensure alignment with all relevant regulations.

  • To identify industry, economic and sector trends and developments which can impact the portfolio.

  • To represent AIBD AFD and Global Aviation Finance Office (GAFO) on interactions with and reporting matters to HK Branch and HK local regulator.


  • Support the delivery of timely process improvement initiatives for the Team.

  • To support AFD team for credit assessment and onboarding of new clients and recommend appropriate Borrower Rating for the client


  • Deliver a high quality of service to internal and external stakeholders to enhance the Bank's reputation and to meet customer's expectations.

  • Liaise and collaborate with customers, agents, external consultants, auditors, regulators and others to ensure that the Team may perform its functions in an appropriate and timely manner.

  • To work in partnership with and liaise with origination/structuring teams, relationship managers/sector coverage, credit teams, middle offices, overseas/regional branches, subsidiaries, affiliates and other departments to support the Teams’ responsibilities and matters relating to transactions under the portfolio.


  • To guide fellow team members on internal policies, procedures and knowledge sharing. To mentor junior members of the team.

  • To liaise with various departments and work together with GAFO as a global aviation team.

Other/ Control

  • To comply with relevant MAS and HKMA regulations and MUFG group policies.

Job Requirements:

  • Degree qualified. Professional qualifications such as CFA or FRM would be an advantage.

  • Minimum 6 years experience in credit analysis and credit risk (including Structured Products financing or Corporate Banking).

  • Experience in reviewing and preparing credit application recommendations, waiver requests, reviews of credit controls and legal documentation.

  • Strong organisation skills and attention to details and accuracy.

  • Strong communication, presentation and writing skills.

  • Proactive, resourceful and a good team player, with ability to build rapport with internal and external parties.

  • Good understanding of banking products and their risks.

  • Strong understanding of credit risk, financial analysis, critical and data analysis, impact sensitivity studies, financial modelling.

  • Familiarity in financing documentation and legal considerations.

  • Indepth sector knowledge in aviation financing would be an advantage.

  • Strong negotiation skills.

  • Strong technical skills with a strategic mindset, and strong business acumen.

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MUFG Bank Ltd & MUFG Securities Asia Limited (collectively referred to as “MUFG”) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

  • Client Centric

  • People Focused

  • Listen Up. Speak Up.

  • Innovate & Simplify

  • Own & Execute